Finance JAR RSS Feed https://www.financejar.co.uk Looking at where to place your money? We look at products the UK financial sector has to offer. How will the west receive a period of economic hardship? https://www.financejar.co.uk/how-will-the-west-receive-a-period-of-economic-hardship With scarcity of resources now no longer science fiction how will the public and the finance industry respond to a less material world. Mortgage affordability tests https://www.financejar.co.uk/removing-mortgage-affordability-tests Removing or reducing mortgage affordability checks would be a disaster waiting to happen. Equity release and the wealth effect https://www.financejar.co.uk/releasing-home-equity-the-wealth-effect With house prices growing at a fast pace, it's inevitable people will be looking to release equity for lifestyle spending. The growth of the HELOC https://www.financejar.co.uk/growth-of-heloc-the-flexible-secured-loan How the UK will see the rise of flexible second charge mortgages, or HELOC, home equity line of credit loans. 5 year mortgages will change the industry https://www.financejar.co.uk/five-year-fixed-rate-mortgages-will-create-property-market-nightmare How the rush to get low interest rate, fixed term mortgages will eventually leave no impetus in the consumer to remortgage.